CircuitAccept payments globally
Process payments online and in person with support for cards, bank transfers, mobile money, and digital wallets.
Cards, bank, mobile money and USDC in one integration
Your coaching businessruns on Circuit
Every part of the business, on one system.
The flexible infrastructure for every way you make money.
Use Circuit as one complete operating layer for your payment needs or start with a single product and expand as your business grows.
Recurring billing and invoicing
Create subscriptions, send invoices, collect one-time payments, and manage billing logic in one place.
Embed financial flows into your platform
Power payouts, merchant collections, split payments, and financial workflows directly inside your product.
We built your payments stack for you
Dev mode
Accept payments
Give every buyer the method they already trust.Circuit decides which provider and which method to present based on where the customer actually is.
Learn more- Hosted checkout, embedded checkout or a shareable link
- Buy now, pay later
- 100+ local payment methods
- Cards, bank transfer, mobile money and stablecoin settlement
Meet Relay · the orchestration engine
Every payment takes the route most likely to clear.
Relay sits between your checkout and a network of acquirers, local payment rails and instalment providers. On every transaction it makes three decisions before the buyer sees a result: where the payment goes, how the buyer can pay, and whether they can pay over time.
Less failed payments
Circuit automatically routes payments to the provider most likely to succeed, reducing failures and maximizing revenue.
Every local way to pay
The engine shows each buyer the methods that work where they are (mobile money in Douala, PayTo in Sydney, SEPA in Paris) from a single integration.
Pay over time
Circuit routes each shopper to the instalment provider most likely to approve them. That lifts conversion and order value, and you're paid upfront.
Frequently
asked questions
Circuit is 100% free to sign up. We charge 2.7% + $0.30 per txn. There is no monthly or SaaS fee to use Circuit!
One financial layer from your first customer to your next market.
135+currencies and payment methods supported
1Integration to connect your financial stack
4+ways to pay across cards, banks, mobile money and digital dollars
1-clickcheckout and repeat payments powered by Link
