Circuit for enterprise
Payment infrastructure designed around your market strategy.
Build a controlled path into African payment markets with local collection methods, consistent transaction objects, operational visibility, and USD settlement—without fragmenting your customer experience.
Enterprise control planeLive
Market operations
Performance and settlement across connected markets
Nigeria payment policyActive
Preferred methodMobile money
FallbackBank transfer
Quote window5 minutes
Settlement controlsVerified
Payout account•• 4821
Next payout$214,820
StatusScheduled
Designed for operational control
Expand the payment surface without expanding the chaos.
Circuit gives product, finance, compliance, and engineering teams a shared model for collecting, tracking, and settling payments across markets.
Market-by-market rollout
Launch in a controlled sequence, select the local collection methods you support, and keep the payer journey consistent as coverage grows.
Consistent transaction states
Manage local collection, quote, conversion, settlement, and payout through one PaymentIntent lifecycle and a unified event model.
Finance-grade visibility
Track local amounts, USD values, payment status, scheduled payouts, completed settlement, and request-level traceability.
Flexible integration paths
Use server-side APIs, mobile application flows, and hosted experiences as they become available—without changing the underlying payment object.
Controlled credentials
Separate server secret keys from client-side publishable credentials, rotate keys, and scope payer access to a single payment.
Implementation partnership
Define markets, channels, operating controls, settlement requirements, and an integration sequence with a dedicated launch plan.
One control layer
Connect your existing stack to the systems that move money locally.
Keep your checkout, order system, treasury workflows, and data environment. Circuit coordinates the payment flow between them and local payment infrastructure.
Web checkoutMobile appMarketplaceBilling system
↓
Circuit payment layer↓
Mobile moneyLocal bank railsVerificationFX conversionUSD payout
Implementation
A phased path from first test to production rollout.
Align technical integration with business verification, payout setup, market configuration, and operational readiness.
Design the payment flow
Confirm target markets, local methods, payer experience, settlement currency, expected volumes, and the integration path.
Activate the business
Create the merchant workspace, complete KYB, connect the payout account, issue test credentials, and configure supported channels.
Integrate and validate
Create test PaymentIntents, complete payer flows, verify idempotency and state handling, and test operational scenarios.
Launch and expand
Move to live credentials, monitor payment and payout performance, and add markets through a controlled rollout.
Talk to Circuit
Design your payment infrastructure.
Tell us where your customers pay, where your business needs to settle, and how you want the experience to work.