Set up payments for free

Start for free. Scale without limits.

Accept payments, reach customers across borders, and manage your business with straightforward, usage-based pricing.

No setup fees. No mandatory monthly subscription. You pay as your business grows.

Standard Pricing

Pay-as-you-go. No setup fees, no monthly costs.

2.7% + $0.30

Per successful domestic card transaction.

Online payment acceptance
Payment links and QR codes
Credit and debit card payments
Merchant dashboard and analytics
Apple Pay and Google Pay
International payment methods, where available

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Custom Pricing

Bigger business. Better rates.

Dedicated Account Manager
Country-Specific Rates
Volume-Based Pricing
Dedicated Implementation

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Every fee, explained

Simple pricing for every part of your business.

From accepting your first payment to managing international transactions, know what you're paying for and why.

Payments

An online payments platform. Accept payments from more customers, in more places.

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Increase customer acquisition with 100+ payment methods.
Improve conversion with Circuit's accelerated checkout.
Save engineering time with prebuilt UIs.

Cards and wallets

Accept eligible Visa, Mastercard, American Express, debit cards and digital wallets, including Apple Pay and Google Pay.

2.7% + $0.30

per successful transaction for domestic cards

+1.5% for international cards

+1% for currency conversion

Buy Now, Pay Later

Offer eligible customers flexible payment options through supported financing providers.

15%

per successful transaction through our financing partners

20% for ClarityPay No Interest

ACH payments

Accept payments directly from eligible US bank accounts.

1% (max $5)

per successful ACH debit transaction

Payouts

Manage eligible domestic and international payouts from one place, with clear fees and visibility into transaction status.

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Send payments to supported bank accounts.
Access faster payout options where available.
Manage cross-border transfers.
Track eligible settlement and payout activity.

Standard ACH Payout

Transfer eligible funds to a US bank account through standard ACH settlement.

$2.50

per successful payout

Instant Bank Deposit (RTP)

Real-time bank transfer to supported accounts with funds available instantly.

4% + $2.50

per successful payout

Crypto

Cryptocurrency payout (e.g. Bitcoin, Ethereum) with global reach.

5% + $1.00

per successful payout

Venmo

Instant payout to a recipient's Venmo wallet (U.S. recipients only).

5% + $2.50

per successful payout

Bank wire

Traditional bank wire transfer (typically 1–2 business days in the US).

$23.00

per successful payout

International local banks

Local bank transfer in your country and currency (timing varies by country).

Varies

per successful payout

Fraud & Security

Protect eligible transactions with integrated payment authentication, fraud controls and dispute-management tools.

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0% of transaction amount.
Transparent flat-rate pricing per event.
No hidden fees. No guessing.

3DS

Fee for authenticating cards using 3D Secure to reduce fraud.

$0.03

per transaction

Radar

ML-based fraud detection fee.

$0.07

per transaction

Dispute

Flat fee applied when a chargeback or dispute occurs.

$15.00

per dispute

Early dispute alert (RDR)

Proactive chargeback notification fee.

$29.00

per alert

Revenue Optimization

Tools to reduce payment failures and increase revenue.

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Automated systems that boost revenue and reduce churn.
Pricing optimized to reflect real cost of global scale infra.
Transparent and minimal fees per event.

Orchestration

Route payments through multiple payment service providers to boost revenue by ~6%, reduce costs, and improve uptime.

0.8%

per transaction (when enabled)

Billing

Automated invoice generation, retries, and lifecycle handling.

0.5%

per transaction (when enabled)

Tax and remittance

Handle global tax calculation, collection, and compliance.

per transaction (when enabled and tax is collected)

Revenue optimization fees stack on top of the base processing fee. Below is what a domestic card transaction costs as you turn each one on. International cards and currency conversion add to the base rate.

Card processing	2.7% + $0.30
+ Orchestration (when enabled)	0.8%
+ Billing (when enabled)	0.5%
+ Tax and remittance (when enabled and tax is collected)	2%
Everything enabled, tax collected	6% + $0.30